Dil Consulting Jobs

URGENT VACANCY

Our client a reputable and first class Microfinance Bank in Abuja has an opening for the following positions:

If you are interested and meet the requirement, drop Your Cover letter and CV at the Following Address:

DIL CONSULTING LIMITED

Plot 495, Obafemi Awolowo Road,

Vineegas Building, Near RCCG Desire of Nation,

Jabi, Abuja.

Tel: 08138470184, (09)29202155, 08095929135

OR email: dilconsultingltd@gmail.com

1. Head Of Operations:
Job Purpose

Independently assess the effectiveness of controls and determine the potential impact of any control failure and the corrective actions required.
Highlight to management all concerns arising from failure of controls that could result in losses and/or reputational risks.
Ensure that the reviews conducted have a corrective action follow up mechanism
Ensure adherence to corporate policies and local policy as well as local and global regulatory environment.
Participate in all aspects of assessments, in accordance with Internal Audit standards and/or regulatory statutes.
Participate in training and developing other staff in audit, risk assessment techniques and accounting principles.
Understand and accurately evaluate risks and controls as they relate to business objectives.
Use available technology and automation tools to appropriately improve processes within the department and business in general.
Develop an in-depth knowledge and understanding of the business and to acquire greater knowledge of the products and processes.
Implement the Fraud Management program appropriate for the business in conjunction with BUFM and CSIS.
Have over-sight on the functions on the Bank's Information Security officer (BISO). This role is responsible for the Business compliance to information security standards, information security criticality assessments, 3rd-party assessments, entitlements reviews, residual risk.
Responsible for the control of execution of the Self-Assessment process, all Risk Assessment, Corrective action plans (CAP) follow-ups, Audit follow ups, ensure compliance with policies by country & legal vehicle, produce valuable matrix to allow management control all aspects of the Operations business.

Job Background/context

Revenues: Ops control is supporting the business directly through controls, reconciliation and MCA coordination to eliminate all losses to the business
Expenses: Direct expenses are incurred through carrying out of the independent reviews and controls
Headcount: Responsible for optimal utilization of approved headcount to meet effective controls and any required reporting to senior management.
Assets: Control over the assets of the bank through reviewing certain balance sheet accounts

Key Responsibilities

Planning the audit reviews by selecting the appropriate audit approach, methodology and preparing the test plan that best suits the product and process.
Evaluate the adequacy and effectiveness of internal control by Analysing/flowcharting the different processes in order to evaluate controls, identify inefficient processes.
Performing the actual audit tests, selecting sample, performing analytical reviews, and checking adherence to corporate policies.
Preparing audit reports for senior management, discussing issues with relevant business unit heads.
Influencing the design and improvement of processes to ensure that appropriate controls exist to manage risks
efficiently.
Responsible for communicating to upper management issues that surface and unresolved issues.
Co-ordinating the Operations and Technology self-assessment (MCAs) and DCFCs processes for the bank.
Co-ordinate the day-to-day functions of other employees in the Unit and to up-date the Proof-Charts.
Assist the Fraud Manager on handling, investigating and reporting of fraud incidents and attempts.
Ensure that all performance indicators/KRIs for management from Operations Control are availed as and when required.
Co-ordinate and undertake training of all new staff on role of Operations Control and basic Business expectation from the staff. Assign work to other staff in the unit.
Undertake consolidation of functions (or Outsourcing) that would otherwise lead to inefficiency when done departmentally for instance Deviation approvals and bank wide departmental designations.
Any other function/duty or responsibility that may be assigned from time to time as deemed appropriate by the business.

Education
BSC/HND in Accouniting, banking,or equivalent related undergraduate degree
ACA/ACCA certification

Experience
4 years’ work experience in banking

2. Marketing Team lead:

Detailed Job Description:
Reporting to the Managing Director/Chief Executive of the Company, the successful candidate will lead the sales and marketing function and be responsible for defining and reviewing the scope of sales and marketing activities,

Responsibilities

Sales Activity

Define, propose, and lead the execution of the sales and marketing strategy.
Review, adapt and amend strategy according to market challenges and business profitability.
Identify target clients and lead the selling process.
Elaborate action plan in order to enhance competiveness, in terms of organization, service, quality, and pricing.
Manage the order activity, monitor and improve the related performance.
Build strong external and internal business relationships and network with key players.
Work with operations and the various support departments to provide appropriate solutions to customers.

Sales and Marketing Team Management

Manage the sales and marketing team to ensure the quantitative and qualitative targets are met.
Measure the performance of the sales and marketing team through appropriate metrics.
Identify sales performance gaps and put corrective actions in place.
Train the sales and marketing team to improve their knowledge and performance.
Market Intelligence Carry out market surveys with the help of sales and marketing team.
Identify and communicate market changes, key competitor's strategies and industry trends to regional and corporate teams.
Analyze the market's attractiveness and competitive situation.
Analyze strengths and weaknesses as compared to other competitors.
Provide reliable statistics, analysis and action plans to reach market targets.

Accounts Management

Monitor and report profitability analysis on accounts.
Monitor customer's satisfaction issues.
Attend the KPl's review with the key accounts.
Provide monthly reporting within the agreed framework.

Qualification and Experience

First degree in banking, marketing or or related field, with minimum 3-5 years of experience in the Financial Industry.
Must have a deep understanding in building a brand and developing brand loyalty.
Professional certifications in sales, marketing and customer relations.
Must have a proven track record in a business development function in the Finance industry.
Already in relation with key market stakeholders, and have the ability to translate operational concepts into business solutions.
In-depth knowledge of the local environment and culture in which the company currently operates.
Well organized, possesses strong business acumen, excellent communication skills as well as leadership abilities.
Resourceful and flexible, with good interpersonal skills that will enable adaptation in complex, challenging, cultural and social contexts.
Excellent command of written and spoken English.

3. Loan monitoring/ recovery officer officer: The Loan Monitoring/ Recovery Officer will be responsible for the efficient follow-up and recovery of outstanding repayments, interest and penalties on delinquent loans and to give advices and searches on documentations, registering of affidavits and other documents.

•Key performance measures
• Recoveries metrics as agreed in KRAs.
• Collections rate on NPL book as agreed in KRAs.
NPL not to exceed 10% of total book.
• Accurate capture and follow up of payment plans.
• Monthly stock checks.
• Monthly reporting on all recovery activities (in-house & outsourced).
• Incoming correspondence actioned within 48 hours.
• Annual review of closed files.

Essential Requirements

Capacity to communicate efficiently both orally and in writing

A very analytical and tactical mind

Capacity to investigate effectively with clients and guarantors

Capacity to obtain information from external sources.

Fluent in English and Hausa

Physically fit.

Willingness to travel around branches.

Other Requirements

A minimum of HND in any discipline.

A minimum of 1 year working experience in a similar position.

A minimum of 1 year working experience in a microfinance or commercial bank.

A valid driver’s license and ability to drive will be an added advantage.

Practical knowledge of micro/small business and market environment will be an added advantage.

4. Credit processing/ loan booking officer

• Review conditions precedent checklist to approve for draw down of all Personal Banking facilities once satisfied that all terms and conditions of sanction/covenants have been met and all required collateral have been obtained and are in legal order
• Ensure the Covenant tracker is updated with all covenants as stated on the sanction document by the CEM before signing off for disbursement.
• Ensure proper follow-up on deferrals items to ensure same are regularized within the stipulated time frame and escalate deviations to Team Lead BB CRM for inclusion in the watch-list report.
• Authorize disbursement of all Personal Banking deals on the Core Banking software.
• Ensure CBN CRMS reporting on all customers with a cumulative exposure of N1 million
• Ensure PAS take-up of all UPLs, VAF and Home loans deal
• Ensure that Credit files are kept in perfect order in line with the CBN’s basic Credit Files requirement.
• Ensure take up and actioning of issues raised on Remedy with respect to personal loans.
• Ensure unverified record exception report is spooled on Cognos daily and loan repayment exception report spooled weekly.
• Responding to queries and resolving issues pertaining to limits loaded on both the Core Banking software and HP&L

. Ensure that accounts identified as problematic are placed on the watch list and re-risk graded to reflect their current irregular status.

• Ensure that covenants and approval conditions for facilities are recorded, recorded and followed up effectively.
• Ensure call-over of loading tickets used in booking previous day transactions is done and ready before 2.00 pm the following day.
• Liaise with approved Estate Surveyors and ensure that turnaround time on Property Valuation does not exceed three days.
• Ensure reconciliation of the Valuation SRA account is ready by the third working day of a new month
• Manage and ensure the proper monitoring and reconciliation of the following GLs:
o VAF receivables account 990908NGN3002000 /839705921 reconciliation
o Initial deposit account, PB, BB & CIB fee accounts, Early Rebate Penalty and Late Charges account reconciliation
o Insurance Suspense Account reconciliation
o Documents Awaiting Suspense reconciliation
o Extensions Suspense reconciliation
o Debit Order Suspense reconciliation
o Maturity Deals Report auctioning
o Unearned Income account reconciliation
o Earned Income account reconciliation
o VAF Book Balance (Segmented & Consolidated) reconciliation
o VAF Income Account (Segmented & Consolidated) reconciliation
• Ensure reconciliation of the LC Commitment GL is ready by the 3rd working day of a new month
• Identify irregular accounts and liaise with respective branches to ensure that remedial action is taken to regularize the exposures or escalate them to respective evaluation Manager or Manager, Credit Risk Management who will escalate them further to higher authority
• Maintain a diary system to ensure timely follow up and ensure that corrective action is taken and the account rectified as indicated.
• Ensure that irregular accounts are downgraded as per policy and facilitate hand over to R & R post 30 days in arrears.

• Communicate with Branch Manager and HOP to ensure regularization of accounts.

• Ensure that accounts identified as problematic are placed on the watch list.

• Monthly reporting of accounts to be placed on Watch-list to Management.
• Updating Covenant tracker – Monthly for all accounts.
• Any other responsibility assigned by the Team Leader.

Key performance measures
Risk Management

• Maintain a high quality-lending book, through the judicious and effective management thereof.
Customer service / performance measurement
Add value to PBB Banking by delivering a prompt, efficient and professional risk management service.

Key performance measures
Risk Management

• Daily capturing and monitoring of covenants
• Ensuring proper actioning of credit reports.
• Ensuring the proper monitoring of excesses
• Updating the diary system to which facilitates appropriate follow-ups.

Weekly

• Ensuring weekly reports are treated accordingly.

Monthly

• Timely submission of reports/returns to Finance and SAC
• Timely submission of Damage control report.
• Follow up on outstanding audit issues

• To carry out credit procedures, maintain a tight control over all aspects of advance administration, with the primary objective to contain credit risk within acceptable parameters by ensuring accurate and timely booking of all Business Banking deals while ensuring compliance with all conditions as stipulated in the sanction.
• Ensure consistent service delivery, meeting the needs of both existing and new business clients

5. Customer Service Officer

Details
CORPER of maximum of 1 year post qualification experience

Experience in customer service role in a reputable organisation
To provide customer service support to all clients and visitors of the organisation
Receive and direct all Incoming calls of the organisation;
Provide first hand support to all clients inquiries (In person or via telephone)
Receive and direct as appropriate all correspondence of the organisation;
Coordinate and supervise the prompt delivery of all outgoing correspondence of the organisation;
Manage the official Info email of the organisation, by providing prompt acknowledgement of email to the client and directing the email to the appropriate department for follow up;
Coordinate and manage schedule of daily visitors appointments in the organisation;
Maintain a clean, professional and conducive atmosphere in the reception area;
Control inventory relevant to the reception area;
Monitor visitor access and exit through the access control and visitors register;
Monitor staff entry and exit into the office building through the staff attendance register;
Maintain security awareness within the reception area and report immediately any suspicious activity/persons to the appropriate department;
Provide up to date information on the organisation to the IT consultant, to be updated on the corporate website;
Periodic review of the corporate website contents to ensure that information contained are not obsolete;
Basic understanding of standard software packages (Microsoft Office Tools) to carry out job responsibilities
Must possess basic understanding of systems terminology and concepts related to hardware, software and network configuration;
Must possess advanced knowledge of administrative filing methodologies (electronic and manual)
Oral & written Communication skills
High Interpersonal skill.
Sound analytical skill.
Commitment to completion of task.
Accountability & high level of Integrity.
Team player
Self-directed
Flexible working hours

6. Financial Control Officer

Key Responsibilities

General Business

Direct and coordinate all Accounting/Finance functions and activities of the company in order to ensure the smooth and efficient running of the Department
Ensure compliance with statutory authority and audit requirements
Maintain integrity of Accounting system (software), ensuring it remains effective and operational at all times
Ensure all taxation and legislative requirements are complied with at all times
On a monthly basis conduct balance sheet reconciliation for review by Directors
Where inconsistencies in reconciliations emerge, take remedial actions or refer to relevant personnel as appropriate
Update “chart of accounts” monthly to reflect account management activities
Provide assistance and direction to the business entities regarding financial matters

Finance Administration

Ensure the monthly reconciliation of all ledgers and sub-ledgers
Ensure daily on-line reconciliation of bank accounts across the various Banks
Analyse weekly business performance/results on an outlet by outlet basis, providing feedback to Senior Management
Review asset position comparing figures with financials, advice management on optimum stock levels at branch and warehouse
Track and monitor daily revenue for accuracy, verifying it against Bank takings
Suggest and where approved, implement cost management strategies
Ensure monthly accruals are adjusted to meet demands of the business
On a monthly basis monitor and track debtors to ensure they are consistent with contract conditions
In conjunction with Directors, source and identify finance providers at competitive rates
In conjunction with IT Systems Administrator, coordinate and implement upgrades to Peachtree, providing necessary information/training to direct reports

Budgeting/Forecasting and Reporting

Co-ordinate and prepare business plan financial forecasts, annual/monthly budgets, including operating and capital expenditure budgets
Ensure the accurate preparation/reporting of monthly/weekly financial results in strict accordance with Company deadlines
Where required, provide assistance/direction to managers with regards to the preparation of budgets
Ensure approved capital expenditure budgets are adhered to at all times
Collate all relevant information to produce end of year statutory accounts for the company
Ensure that end of year statutory accounts report is finalized by specified date and presented to Directors for review
On an annual basis prepare “budget reports” for review by Directors.
On a monthly basis track and review expenditure against set budgets providing Directors with a Budget Inconsistencies Report

Asset Management

Ensure all company assets are monitored and accurately accounted for
Ensure the fixed assets register is managed and maintained with strict adherence to fixed assets register procedure
On a monthly basis ensure the general ledger is reconciled to the assets register

Key Requirements

Bachelor's degree in Accounting or Finance related discipline
ACA/ACCA is a must.
FCA/FCCA is an added advantage
Minimum 3 years experience in a structured organization
5 years experience in Banking or Project Finance
Experience in a fast growing company is an advantage
Experience with ERP Software tools
Impressive Excel skills
Proven presentation skills to both finance and non-finance individuals
Passion for working with the business to achieve key goals
A critical thinker with high attention to detail
Strong commercial acumen
Demonstrated process improvement
Extraordinary interpersonal and communication skills

Job Description

Prepares asset, liability, and capital account entries by compiling and analyzing account information
Documents financial transactions by entering account information
Recommends financial actions by analyzing accounting options
Summarizes current financial status by collecting information; preparing balance sheet, profit and loss statement, and other reports
Substantiates financial transactions by auditing documents
Maintains accounting controls by preparing and recommending policies and procedures
Guides accounting clerical staff by coordinating activities and answering questions
Reconciles financial discrepancies by collecting and analyzing account information
Secures financial information by completing data base backups
Maintains financial security by following internal controls
Prepares payments by verifying documentation, and requesting disbursements
Answers accounting procedure questions by researching and interpreting accounting policy and regulations
Complies with federal, state, and local financial legal requirements by studying existing and new legislation, enforcing adherence to requirements, and advising management on needed actions
Prepares special financial reports by collecting, analyzing, and summarizing account information and trends
Maintains customer confidence and protects operations by keeping financial information confidential
Maintains professional and technical knowledge by attending educational workshops; reviewing professional publications; establishing personal networks; participating in professional societies
Accomplishes the result by performing the duty
Contributes to team effort by accomplishing related results as needed

7. HR Assistant

Read and analyse incoming memos, submissions, and reports in order to determine their significance and plan their distribution
Open, sort, and distribute incoming correspondence, including faxes and email
Conduct research, compile data, and prepare reports for consideration and presentation by the management team
File and retrieve corporate documents, records, and reports
Greet visitors and determine whether they should be given access to specific individuals
Prepare responses to correspondence containing routine inquiries
Perform general office duties such as ordering supplies, maintaining records, management systems, and performing basic book keeping work
Prepare agendas and make arrangements for meetings
Make travel arrangements for the Managing Partner and staff
Attend, record and distribute minutes of meetings
Coordinate and direct office services, such as records and budget preparation, personnel, and housekeeping, in order to aid executives
Manage and maintain executives' schedules
Prepare invoices, reports, memos, letters, financial statements and other documents, using word processing, spread sheet, database, and/or presentation software
Set up and oversee administrative policies and procedures for offices and/or organizations

Manage multiple projects as assigned by the MD
Ensure statutory requirements are identified and met
Maintain and develop systems, procedures and records in line with the organization’s
policies and objectives
Coordinates calendar, travel, meeting, and schedule arrangements for the MD, business partners, and customers
Works closely with other team members to ensure the MD’s preparation for meetings, presentations or other engagements
Provides a bridge for smooth communication between the MD's office and internal departments; demonstrating leadership to maintain credibility, trust and support with senior management staff
Administrative and functional activities include but are not limited to:
Taking phone calls
Maintaining personal and business files
record keeping for multiple entities
Supporting marketing and strategic planning activities
Note taking and creating documentation
Filing, storage and retrieval of business and personal activities
Handles financial and accounting matters for the MD with confidentiality
Prepares and sends business and private correspondence
Coordinates operations of MD’s office including:
Document preparation & control
Internal communications
General office maintenance to improve costs and effectiveness
Carries out responsibilities with professionalism, respect for others, in accordance with the organization’s policies and applicable laws
Any other duties as assigned.
Key Deliverables: Efficient and smooth operation of MD’s office
A CORPER

8. Driver

Responsibilities

To move Company’s employees around for official matters in Abuja and its environs
Take proper care of the Company’s car, regularly
Ensure, prompt, maintenance and servicing of the car
Run Official errands in line with Company’s policy

Qualification and Requirements

Must reside in Abuja, conversant with the City and Northern states
Good communication skills
Minimum of SSCE
At least 5 years’ work experience
Provide at least 2 Guarantors who are Civil Servants in a Federal Ministry or Government Parastatal

9. Marketing officer

The candidate is responsible for generating new core deposit business for the bank. The emphasis is to establish Deposit mobilization and Management relationships with individuals, businesses, and non-profit agencies.In addition to generating core deposit business, the employee shall possess the ability to recognize cross-selling opportunities to Commercial Lending, Financial Services management and Wealth Management in an attempt to create full service banking relationships.

ESSENTIAL KNOWLEDGE / SKILLS

Degree or Higher National Diploma in any discipline
Atleast 2 year marketing experience in a financial sector
Good relationship and communication skills with strong team spirit
Strong analytical skills
Good computer skills
Real motivation to work and grow in a performance based environment
Taste for fieldwork

ADDITIONAL KNOWLEDGE / SKILLS REQUIRED

Practical knowledge of micro / small / medium businesses
Excellent sales and marketing skills
Good relationship management
Good communication and writing skills
Good computer skills

Knowledge of the local languages, especially hausa

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